Provide money for people who depend on you should the worst happen
How would your family cope in the event of your death?
Life Assurance provides your spouse and/or children will get a lump sum on your death.
You may already have life assurance if you have a mortgage, but it is a good idea to check that the life insurance will cover your current mortgage if you have changed it or increased it.
If you are not in a company death in service scheme or are self employed, or in business, and have dependants, then it is essential that you have your life assurance checked to see if it is adequate.
Keyman cover and Company share holder protection schemes may be vital to ensure an organisation can be effectively run in the event of a key persons or owners death.